“Can I talk to you privately for a moment?” Somehow this sounded like more bad news. Ignoring the knot in her stomach, Abby smiled. “Sure. What’s up?” “I’ve had some cash flow problems lately and I’m behind on some of my bills. Miller’s Horse Farm won’t let me use their facilities until I get caught up, so I’d like to make you a trade. I’ll add fifteen volunteer hours to my regular work schedule here if you’ll let me use one of the arenas for my weekly riding classes. I’ll work around the ranch’s schedule, of course.” “I could use the help, so it sounds doable,” she said, “but there’s something I need to know. How come you’re in trouble financially? What happened?” “It’s nothing bad, Abby, so don’t worry. I just got in over my head when I bought a new horse trailer. Now the payments are eating me alive.” Abby smiled.
