The basic premise of this book is amusing enough -- after experiencing astronomical expenses for an unusual health condition, a relatively newly widowed Cassie teams up with an equally ill Jack to fight insurance companies in the health care equivalent of a green card: finding a new husband with healthy insurance benefits to have and to hold and cover her health care expenses.It may sound a little mercenary, but it was all handled in a humorous, tasteful manner. Cassie and Jack's relationship and understanding of each other was a nice plot element to watch. This was a nice gentle, read, that was perfect for my back porch in the summer. The thing that pushed this novel from a three to a four was Haywood Smith's descriptions of what life is like when you have a serious, but relatively unknown illness. Smith gave Cassie the illness that she, herself, has: a congenital degenerative arthritis, compounded by systemic fungal infection. In my case, it's an allergy to natural rubber/latex and resultant airway disease. Both illnesses are not commonplace, and often cause blank stares when mentioned to others. Both necessitate huge lifestyle changes, both in terms of what can be in your home, how to clean, what to eat, etc.So, because I thought Smith presented a glimpse into a world I know very well, and for the character, Jack, for having a heroine who is physically flawed, and for fun shout outs to the Atlanta area (which I am familiar with), I added an extra star. Haywood Smith's Out of Warranty was my first Christian novel, and I quite enjoyed it. The hero and heroine were in their fifties with health issues, so it wasn't your typical romance. Their characters were fully-developed with a large dollop of realism that had me turning the pages, wondering what was going to happen to them next. I would recommend it to any reader who wants to step outside the boundaries of the formula romance.