As bad as this day had been, she hadn’t thought it could get any worse. After skidding on an icy patch of road and plowing her little Honda into a ditch—a full mile from her destination. After plodding through the dark, struggling to find her way by the wavering beam of a failing flashlight, praying to God she was heading in the right direction and wouldn’t end up freezing to death a few feet from the remote cabin. After wading through the ever-increasing drifts as the gentle flakes had become a blinding torrent of falling snow…. This. Her worst nightmare. Oh yes, the dog. Snapping and snarling and looking as though he wanted to rip out her throat. She’d always been afraid of dogs, ever since she was little. But the dog wasn’t the half of it. He was here too. Half-naked. Her gaze flickered over his broad, brown chest. God, he was magnificent. His biceps bulged as he clenched his slipping towel—were those pink hearts?—and his pecs rippled as he shifted his stance.