Without informing her father, she had employed a new butler and housekeeper and returned to her old way of life. £14,000 might have seemed like a lot of money at the time, but that was before she checked her recent dress account, spent a month at the Excelsior Hotel in Tenerife with a totally unsuitable young man, made a foolish loan to Bofie that she knew he’d never repay and backed a string of fillies at Ascot that never had any intention of entering the winners’ enclosure. She had refused to place a bet on Noble Conquest for the King George VI and Queen Elizabeth Stakes, and then watched her romp home at 3/1. Her owner, Cyrus T. Grant III, was inexplicably absent, so Her Majesty presented the cup to his trainer. Virginia opened yet another letter from Mr. Fairbrother, a man she had sworn never to speak to again, and reluctantly accepted that she was facing the same temporary embarrassment as she’d experienced six months previously. Her father’s monthly allowance had put her bank balance temporarily back in the black, so she decided to invest a hundred pounds seeking the advice of Sir Edward Makepeace QC.