IF YOU LOOKED UP THE WORD PATHETIC IN THE DICTIONARY, you might find a picture of Vincent Ballard. Ballard had not always been pathetic. At one point in his life, he had been considered brilliant and dynamic. That era had coincided with the dot-com bubble, when Vincent was making more money than he could count as a partner in an Internet start-up that could not miss. In those days, Vincent rode the tiger; hell, he had tamed the tiger and turned it into a pussycat. Before he became rich, people described Vincent, with his Coke-bottle glasses, acne, and unkempt hair, as a skinny nerd who couldn't get even ugly girls to give him a second look. By the nineties, Vincent was wearing contact lenses and handmade suits from London, collecting sports cars like baseball cards, and kicking one centerfold-quality babe out of his bed as soon as another luscious cutie made his cocaine-powered dick rise. Then the bubble burst. Overnight, Vincent's stock options didn't add up to the price of a Starbucks latte.